Getting Started

1 Add wallet and bank accounts

Check how much you have in your wallet and add it to the program. Do the same with bank accounts you use daily for payments. Make sure to verify that the balances are correct, as this money will be allocated in the budget.

2 Add envelopes

A few sample envelopes have been created, you can customize them as you wish. Don't worry if you initially don't know what envelopes you might need. Start with sure things like Groceries or Housing. The "less is more" principle is a good guideline here.

3 Set budget by allocating money to envelopes

In the Added column next to each envelope, enter the amount you plan to spend by the end of the month. Continue until you've allocated all your money. Don't forget to allocate some money for savings. If you want and have sufficient funds, you can also plan for the next month.

4 Record expenses

It's best to do this after each transaction, but you can also collect receipts and enter them into the program every few days.

5 Record income

As soon as you receive and record new money, it will appear in the To be allocated envelope. Then return to step 3 and allocate this money to envelopes as you see fit.